* {
	margin: 0;
}
html, body {
	background-image: url(../images/bknd.gif);
	background-repeat: repeat-x;
	line-height:normal;
	font-family:Calibri, Arial, Helvetica, sans-serif;
}
.wrapper {

	background-image:url(../images/middle.gif);
	background-repeat:repeat-y;
	background-position:center;
}
.footer{
	height: 178px; /* .push must beine the same height as .footer */
	position: relative;
	width: 836px;
	margin: 0 auto;
	background-image:url(../images/footer_pic.gif);
	background-repeat:no-repeat;
}
.footer a {
	color: #fff;
	text-decoration: underline;
	border: 0;
}
.footer p {
	position: absolute;
	font-family:Calibri,Arial,Helvetica,sans-serif;
	font-size:11px;
	color:#000000;
	left: 340px;
	top: 55px;
	right:30px;
	width: 500px;
	padding: 0;
	text-align: left;
}
.push {
	height: 178px; /* .push must be the same height as .footer */
/*


*/
}
.smallbrown{
font-size:13px;
color:#8c7e2d;
}
.smallwhite{
font-size:13px;
color:#FFFFFF;
}
.smallblack{
font-size:11px;
color:#000000;
}
.bigblack{
font-size:25px;
font-family:"Times New Roman", Times, serif;
color:#000000;
}
#glossary {
margin-bottom:25px;



}
.bigbrown{
height:32px;
font-size:25px;
font-family:"Times New Roman", Times, serif;
color:#8c7e2d;
float:left;
}
.brownheader{
font-size:22px;
font-family:"Times New Roman", Times, serif;
color:#8c7e2d;
}
#header {
background-image:url(../images/header.jpg);
background-repeat:no-repeat;
margin: 0 auto;
height:164px;
width: 843px;
background-position:center;
position: relative;
}
#headermortgage {
background-image:url(../images/header_mortgage.jpg);
background-repeat:no-repeat;
margin: 0 auto;
height:164px;
width: 843px;
background-position:center;
position: relative;
}
.headertext {
float:right;
margin-top:60px;
padding-right:300px;
}
#middle {
background-image:url(../images/middle.gif);
background-repeat:repeat-y;
width:1024px;
}
#searchbttn {
width:63px;
cursor:pointer;
height:38px;
font:Arial, Helvetica, sans-serif;
font-size:12px;
}
.homenav{
    background: url(../images/nav_sprite.gif) -0px 0px;
    width:95px;
    height:59px;
	float:left;
    border:0px;
    cursor:pointer;
}
.homenav2{
    background: url(../images/nav_sprite.gif) -0px -59px;
    width:95px;
    height:59px;
	float:left;
    border:0px;
    cursor:auto;
}
.homenav:hover{
    background: url(../images/nav_sprite.gif) -0px -118px;
    width:95px;
    height:59px;
	float:left;
    border:0px;
    cursor:pointer;
}
.homenavselected{
    background: url(../images/nav_sprite.gif) -0px -59px;
    width:95px;
    height:59px;
	float:left;
    border:0px;
    cursor:pointer;
}
.mortgagenav{
    background: url(../images/nav_sprite.gif) -99px 0px;
    width:127px;
	float:left;
    height:59px;
    border:0px;
    cursor:pointer;
}
.mortgagenav:hover{
    background: url(../images/nav_sprite.gif) -99px -118px;
}
.mortgagenavselected{
    background: url(../images/nav_sprite.gif) -99px -59px;
    width:127px;
	float:left;
    height:59px;
    border:0px;
    cursor:pointer;
}
.insurancenav{
    background: url(../images/nav_sprite.gif) -230px 0px;
    width:125px;
    height:59px;
	float:left;
    border:0px;
    cursor:pointer;
}
.insurancenav:hover{
    background: url(../images/nav_sprite.gif) -230px -118px
}
.insurancenavselected{
    background: url(../images/nav_sprite.gif) -230px -59px;
    width:125px;
    height:59px;
	float:left;
    border:0px;
    cursor:pointer;
}
.investmentsnav{
    background: url(../images/nav_sprite.gif) -360px 0px;
    width:129px;
    height:59px;
	float:left;
    border:0px;
    cursor:pointer;
}
.investmentsnav:hover{
    background: url(../images/nav_sprite.gif) -360px -118px
}
.investmentsnavselected{
    background: url(../images/nav_sprite.gif) -360px -59px;
    width:129px;
    height:59px;
	float:left;
    border:0px;
    cursor:pointer;
}
.taxesnav{
    background: url(../images/nav_sprite.gif) -492px 0px;
	float:left;
    width:158px;
    height:59px;
    border:0px;
    cursor:pointer;
}
.taxesnav:hover{
    background: url(../images/nav_sprite.gif) -492px -118px
}
.taxesnavselected{
    background: url(../images/nav_sprite.gif) -492px -59px;
	float:left;
    width:158px;
    height:59px;
    border:0px;
    cursor:pointer;
}
.contactnav{
    background: url(../images/nav_sprite.gif) -655px 0px;
    width:107px;
	float:left;
    height:59px;
    border:0px;
    cursor:pointer;
}
.contactnav:hover{
    background: url(../images/nav_sprite.gif) -655px -118px
}
.contactnavselected{
    background: url(../images/nav_sprite.gif) -655px -59px;
    width:107px;
	float:left;
    height:59px;
    border:0px;
    cursor:pointer;
}
.ratesbttn{
    background: url(../images/rates_bttn.gif) -0px 0px;
    width:185px;
    height:50px;
    border:0px;
	margin-left: -50px;
    cursor:pointer;
}
.ratesbttn:hover{
    background: url(../images/rates_bttn.gif) -0px -50px;
}
.loadingSlider{ background:url(../images/filler_spot.gif) no-repeat;
}
.learnbttn{
    background: url(../images/learn_bttn.gif) -0px 0px;
    width:185px;
    height:50px;
    border:0px;
	margin-left: -50px;
    cursor:pointer;
}
.learnbttn:hover{
    background: url(../images/learn_bttn.gif) -0px -50px;
}

.titleheading {
	font-size: 14px;
	font-weight: bold;
	color: #000000;
}

.titleheading a {
	font-size: 14px;
	font-weight: bold;
	color: #300b0b;
	text-decoration: none
}

.titleheading a:hover {
	font-size: 14px;
	font-weight: bold;
	color: #300b0b;
	text-decoration: underline
}

.titleheading a:visited {
	font-size: 14px;
	font-weight: bold;
	color: #300b0b;
	text-decoration: underline
}
.startforfree{
    background: url(../images/start_now_bttn.png) -0px 0px;
    width:123px;
    height:43px;
	margin-top:120px;
	margin-left:30px;
    border:0px;
    cursor:pointer;
}
.startforfree:hover{
    background: url(../images/start_now_bttn.png) -0px -43px;
}
.applynow{
    background: url(../images/apply_now_bttn.png) -0px 0px;
    width:123px;
    height:43px;
	margin-top:120px;
	margin-left:40px;
    border:0px;
    cursor:pointer;
}
.applynow:hover{
    background: url(../images/apply_now_bttn.png) -0px -43px;
}
.learnmoreButton {
	-moz-box-shadow:inset 0px 1px 0px 0px #f29c93;
	-webkit-box-shadow:inset 0px 1px 0px 0px #f29c93;
	box-shadow:inset 0px 1px 0px 0px #f29c93;
	background:-webkit-gradient( linear, left top, left bottom, color-stop(0.05, #fe1a00), color-stop(1, #ce0100) );
	background:-moz-linear-gradient( center top, #fe1a00 5%, #ce0100 100% );
	filter:progid:DXImageTransform.Microsoft.gradient(startColorstr='#fe1a00', endColorstr='#ce0100');
	background-color:#fe1a00;
	-moz-border-radius:6px;
	-webkit-border-radius:6px;
	border-radius:6px;
	border:1px solid #d83526;
	display:inline-block;
	color:#ffffff;
	font-family:arial;
	font-size:15px;
	font-weight:bold;
	padding:5px 8px;
	text-decoration:none;
	text-shadow:1px 1px 0px #b23e35;
}.learnmoreButton:hover {
	background:-webkit-gradient( linear, left top, left bottom, color-stop(0.05, #ce0100), color-stop(1, #fe1a00) );
	background:-moz-linear-gradient( center top, #ce0100 5%, #fe1a00 100% );
	filter:progid:DXImageTransform.Microsoft.gradient(startColorstr='#ce0100', endColorstr='#fe1a00');
	background-color:#ce0100;
}.learnmoreButton:active {
	position:relative;
	top:1px;
}